IASP releases research study brief of a pilot rapid re-housing program for homeless families in MA. While the program offers many benefits over living in a shelter, key findings detail the economic challenges families face and their anxiety about the short- term nature of the rental subsidies.
IASP recently was awarded an university partnership grant from HHS’ ACF for the Study of Employment and Advancement of Racial, Ethnic and Linguistic Minorities to research workforce diversity opportunities and challenges in health care in NH.
IASP finds that dismantling Medicare by changing its fee-for-service structure into an annual premium support program would have a devastating effect on the economic security of seniors. Under Rep. Ryan’s proposal, economic security among seniors will fall from 24% to only 18%, and health security will fall from 41% to a meager 3%.
IASP Research Associate, Hannah Thomas, illustrates the impact of foreclosures on neighborhood well-being in the Federal Reserve Bank of Boston’s publication, Communities & Banking.
IASP reports very promising first year results for Compass Working Capital’s innovative asset building approach to the federal FSS program. Program participation has increased almost 200% with over one-third beginning to accrue savings.
This webinar, hosted by the National Council on Aging (NCOA), explores the findings of IASP's two recent Living Longer on Less briefs. Speakers include IASP Research Director Dr. Tatjana Meschede (lead author), as well as Ramsey Alwin, Director of NCOA's Economic Security Initiative.
IASP Research Director Tatjana Meschede was a featured participant in the U.S. Department of Housing and Urban Development's Office of University Partnerships (OUP) Empowerment Series "The Key to Unlocking Homelessness in America: Emerging Trends in HUD-Sponsored Research" webinar.
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The Institute on Assets and Social Policy is a research institute at the Heller School for Social Policy and Management at Brandeis University, dedicated to promoting a better understanding of how assets and asset-building opportunities improve the well-being and financial stability of individuals and families left out of the economic mainstream.
The Institute on Assets and Social Policy (IASP) examines the long-term economic stability and risk of senior citizens. The Living Longer on Less series, released in collaboration with Demos, includes:
Rising Economic Insecurity among Senior Single Women • Nearly half (47%) of all senior single women in America do not have adequate retirement resources to meet even their most basic needs for the remainder of their lives, and this number is rising. This distressing statistic is among the findings from a report released today by IASP and Demos, the latest in the Living Longer on Less series. Report
The Crisis of Economic Insecurity for African-American and Latino Seniors, September 2011 • New research from IASP and Demos reveals crisis levels of economic insecurity among current African-American and Latino seniors- 52% of African-American and 56% of Latino seniors do not have adequate retirement resources to meet their basic needs throughout their expected life-spans. Driven by extremely low levels of asset wealth and high housing costs, most seniors of color are struggling financially during their elder years. Report
From Bad to Worse: Senior Economic Insecurity on the Rise, July 2011 • The first in a series of four research briefs, this report shows a troublesome trend of increased economic insecurity among senior households in just four years (2004-2008). Economic insecurity among seniors increased by one-third, from 27% to 36%. Report
Severe Financial Insecurity Among African American and Latino Seniors, May 2010 • IASP and Demos release research finding that 91% of both African American and Latino seniors face financial vulnerability. Report cites lack of assets and housing expenses as leading causes for the high financial insecurity among seniors of color. Report
Living Longer on Less: The New Economic (In)Security of Seniors, January 2009 • IASP and Demos find 78% of all senior households are financially vulnerable when it comes to their ability to meet essential expenses and cover projected costs over their lifetime. Economic insecurity is particularly pronounced for single senior households - with 84% among them facing financial insecurity. Those sobering stats serve as an economic distress signal for older Americans and a wake-up call for younger and middle-aged Americans. Report
The Great Recession revealed the fundamental need for assets as both a private safety net to cushion shocks and to provide opportunities for future economic mobility. It has exposed the fragility of economic security for low-and moderate-income households. IASP's research shows that while wealth loss impacted nearly all American households, the consequences were disproportionally harder and deeper for people of color.
The Racial Wealth Gap Increases Fourfold, May 2010 • This IASP research brief reveals evidence that the wealth gap between white and African American families has more than quadrupled over the course of a generation (1984-2007), demonstrating an escalating racial wealth gap.
US wealth gap grows between races, CNN
US wealth gap reflects racism's legacy, MSNBC's 'The Rachel Maddow Show'
Minding the Wealth Gap, WGBH's 'Callie Crossley Show'
Making It In The US: More Than Just Hard Work (Part 1), NPR's 'Morning Edition'
New Programs Aim To Close The Wealth Gap (Part 2), NPR's 'Morning Edition'
© 2012, Institute on Assets and Social Policy, The Heller School for Social Policy and Management, Brandeis University. All rights are reserved.
